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Ontario’s Largest Automotive Finance Centre

Who We Are

Performance Car Loans is southern Ontario’s biggest automotive finance centre, offering customers a vast selection of vehicles and a positive purchase experience.

We guarantee to find you the best rates in line with your circumstances, and will go above and beyond to help you secure an affordable car loan. Bad credit or no credit, we work hard with a wide network of reputable lenders to ensure you get approved and behind the wheel of your favourite car. Our partners include all major banks in Canada and a host of industry-leading lending institutions.

Performance Car Loans is also the only financing company to be located within Ontario’s largest indoor used car superstore – AutoPlanet Direct. This means you will have over 350 quality used cars and trucks to choose from under one roof, and will not waste time visiting multiple car dealerships to find your perfect vehicle. AutoPlanet Direct is also the only used car superstore to offer a 5-day money back guarantee, giving you unmatched peace of mind when financing your next car.

Performance Car Loans and AutoPlanet Direct are proud members of Performance Auto Group, southern Ontario’s leading automotive group with 27 dealerships in Ontario. Performance has over 50 years of automotive finance experience, and has approved thousands of people with bad or no credit history over the years. We have the power to buy quality used vehicles in bulk, which enables us to price our inventory at highly competitive rates and transfer savings to you. Performance Car Loans is therefore your one-stop shop for all your vehicle needs.

Car Loan Approval Toronto

Canada’s Fastest Growing Vehicle Finance Specialists

We help you get in the vehicle you always wanted. We make it simple, easy and quick.

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We Compare Over 15 Lenders Nationwide

Unlike in-house financing, all of our lenders report to both credit reporting agencies. We will significantly help you to re-establish or establish your credit rating.

Industrial AllianceScotia Dealer AdvantageDesjardinsBank of MontrealScotiabankNational BankCanada TrustRifcoRoyal Bank CanadaCar Fin CoCTL Canada's Vehicle Finance CompanyEden Park Vehicle FinancingSource One Financial Corporation

Why Performance Car Loans

Flexible Requirements

Suffered bankruptcy or filed for consumer proposal? No problem, our friendly and understanding team can help. Just have at least 3 months on the job and make $500 weekly or have a valid co-signer.

$0 Down Options

We have options to get you into your new car with zero down-payments required. Fill out the secure online application or call our Performance Loan Line today.

Market Value Pricing

Backed by the largest auto dealership group in Ontario, we can provide market competitive car loans that are highly affordable. You will always get the best rates. Submit your application today.

Instant Approval

Hundreds of cars to choose from with deep savings thanks to our bulk purchasing capabilities. Get Approved Now →

We Sell All Makes & Models

AcuraBMWMiniRAMDodgeChryslerJeepFiatHyundaiLexusToyotaScionMercedes BenzSmartFordHondaNissanMazdaSubaruMitsubishiKia

If you need help with any aspect of the buying process, please don’t hesitate to ask us. Our customer service representatives will be happy to assist you in any way. Whether through email, phone or in person, we’re here to help you get the customer service you deserve.